Frequently Asked Questions

We fund a wide variety of businesses across all industries including retail, manufacturing, services, technology, healthcare, construction, and more. From startups to established enterprises, we have funding solutions for businesses at every stage of growth.

Our streamlined process allows for funding decisions within 24 hours of application submission. Once approved, funds are typically deposited into your business account within 1-2 business days, making us one of the fastest funding providers in the industry.

Basic requirements include: business operating for at least 6 months, minimum monthly revenue of $10,000, valid business registration, and a personal credit score of 600 or higher. However, we have various programs with different requirements, so we encourage all businesses to apply.

Many of our loan products are unsecured, meaning no collateral is required. However, for larger loan amounts or specific types of financing, collateral may be requested. Your funding specialist will discuss all options available to you based on your specific situation.

Our interest rates are competitive and vary based on factors such as credit score, business revenue, loan amount, and term length. Rates typically range from 5% to 25% APR. We provide transparent pricing with no hidden fees, and you'll receive your exact rate before committing.

Yes, we encourage early repayment and don't charge prepayment penalties on most of our loan products. Paying early can save you money on interest. Your loan agreement will clearly outline any specific terms related to early repayment.

Loan amounts range from $5,000 to $5 million, depending on your business needs, revenue, and qualifications. We'll work with you to determine the appropriate loan amount that aligns with your business goals and repayment capacity.

Absolutely. We use bank-level 256-bit SSL encryption to protect your data. Our platform is PCI compliant and we adhere to strict data protection protocols. Your information is never shared with third parties without your explicit consent.